Adventurelife
New Member
I am a banks worst customer. No overdraft free banking etc etc. However, just noticed on one of my personal credit cards a minimum interest fee of £0.50p having been applied this month. Irrelevant I know but thought I would dig further
Found it strange as my credit cards are normally in profit. ie I have direct debits to pay minimum each month but I also clear the balance the minute they come in so always in credit by a small amount.
After holding on the phone for over 10 minutes to get through, no one could answer it and having to call me back. I do notice they are sating on the statement a minimum interest fee of £0.50p.
Interesting new concept being applied to charge interest on positive balances
I know they are skint but that is a new one on me:huh:
Found it strange as my credit cards are normally in profit. ie I have direct debits to pay minimum each month but I also clear the balance the minute they come in so always in credit by a small amount.
After holding on the phone for over 10 minutes to get through, no one could answer it and having to call me back. I do notice they are sating on the statement a minimum interest fee of £0.50p.
Interesting new concept being applied to charge interest on positive balances
I know they are skint but that is a new one on me:huh: