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Will you give your bounceback loan back or retain it?

  • Thread starter lookingforadvice
  • Start date


As the first year of the bounceback loan is free of charge and free of interest, you could effectively return this at the end of the 12 month period for no cost whatsoever. However, with the extremely attractive lending rates fixed for the term (six years including the 12 month free period, from memory) surely it must be worth keeping the loan and reinvesting where possible?


New Member
Hey man, that's indeed a tough one! Unfortunately, the pandemic is still going strong after nearly two years, so many simple citizens struggle financially. With the future still unclear, I can imagine that return of the bounceback loan could become necessary