Pay monthly deals

[Ryan]

Does anyone do those pay monthly deals, like what LIttlewoods etc offer?

My laptop is shocking and is on it's way out for sure, so I want to get a new one but can't really fork out £500 in one lump sum!

Anyone done this before and got any recommendations?

 

[Jamie]

I haven't, but I know the excess really bumps the price up.

 

[Ryan]

Yeah, their standard retail prices are really expensive, plus the 30/40% they whack on in interest is crazy.

 

[Adam]

Goto PCworld mate, they often have buynow pay in 6 or 9 months deals . You can then set up a standing order to pay lump sums every month for 9 months to cut the costs down and it will be interest free providing you pay it all off in that time.

Best not to get involved with finances as they are like clothing store cards at 25% or more interest on your purchase, you'd be better off taking an interest free credit card , buying the laptop on that and then making sure you pay it off before the interest free runs out.

 

[Ryan]

Goto PCworld mate, they often have buynow pay in 6 or 9 months deals . You can then set up a standing order to pay lump sums every month for 9 months to cut the costs down and it will be interest free providing you pay it all off in that time.

Best not to get involved with finances as they are like clothing store cards at 25% or more interest on your purchase, you'd be better off taking an interest free credit card , buying the laptop on that and then making sure you pay it off before the interest free runs out.

Will look into that, thanks mate

The laptop I have at the moment is just awful haha