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Well dude, i guess it would have been a better idea to create a new thread. Well however, mostly it is problematic for a student to get a personal loan from a bank, as you mostly students are not hired full time anywhere. However there are a hell a lot of microloan agencies. Most of them actually have some incredibly high rates. Which is not a great thing at all for a student. When i was a student, i also had a problem with the financial situation, so i took a loan from an online personal cash loans with a small interest rate. The rates were really low, like 3%, and everything was just fine.