Have You Ever Had An Hmrc Investigation?

[selfemployed]

While there is no doubt that HMRC is spending more and more money on individual company and self-employed investigations, has anyone on the site ever been the subject of an HMRC investigation? If so, are they really as bad as some people suggest?

 

[Needhelp]

Somebody told me you can expect an HMRC investigation every five or six years. Is this really the case?

I have been offered HMRC investigation insurance against the cost of work by my accountant to provide the information for an investigation. So far I have not taken this up, does anybody have any advice in this area?