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About to start a business what bank account?



New Member
For now the business will be unlimited and we may change that later.
I understand it is sensible to open a separate account for the business finances.
1) Do I open another account at the bank I am already with?
2) Do I need to tell the bank it is a business account?
3) Do all banks charge fees for a business account?
4) Is it legal to open a personal account and use it as a business account?

Sorry about such basic questions but I am on a learning curve and do not yet comprehend the subtle nuances.
Thank you in advance.